Pet Insurance- How to Choose

We hear a lot about insurance today. Health, dental, vision. We seek it out as part of job packages and have to shift through pages of policy information that can seem foreign to those new to the insurance marketplace. Finding the best and most affordable insurance for yourself or  your family is hard enough let alone ever having to think about insurance for Fido or dear old Kitty.

Yep, you read that right, pet insurance. It is a real thing. Plan options, wellness add-ons, dental coverage. All of it and more just for your pet. While it might be hard to fathom paying for another insurance plan, think about how expensive vet bills can be for even the most common ailments. Think about your dog or cat’s breed specific conditions and hereditary issues- most of which are covered by almost all pet insurance companies. Paying a little each month is better than getting saddled with a $4,000 vet bill when an emergency happens.

Just like people insurance there are many different factors to consider when trying to pick out a plan for your pooch. Age, breed and your state of residence will affect your monthly premium choices but aside from the cost you will need to decide what coverage is most important to you. Things like dental, holistic and alternative treatments, reimbursements for medications, supplements and prescription food coverage.

There are several big players in the pet insurance marketplace: Embrace, Trupanion, Nationwide (formerly VPI), Healthy Paws, Petplan, PetFirst and Pets Best. Take our pet insurance quiz to find out which is best for you and then view our full comparison guide. Please keep in mind this information is in no way an endorsement for any particular insurance company and before purchasing any plans, contact each company with specific policy questions.

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